Apple is about to give out their mobile payment platform via the iPhone 6 on September 9. The supposed system designed to compete against Google Wallet, Square and Paypal, among others; you can use your phone to pay for items you want to buy. So the company Cupertino is looking for strong partners in this project. The average American Bloomberg reported that Visa, MasterCard and American Express have reached an agreement with Apple to work together in their mobile payment system.
This information does not preempt what kind of agreement has arrived. Although the three firms a major blow to greatly enhance their mobile payment platform, the multinational will have to convince other retailers and banks so that your system is a success. Otherwise, it will never be a comprehensive and compelling to traditional credit cards alternative.
Many companies still lack the systems point of sale that can accept payments using NFC chips embedded in phones. If Apple is not able to convince these companies to upgrade the system, and thus support this new online payment service probably will not be as popular as expected Cupertino.
Even with these three companies on board the project, users may not see the same service if they used a credit card and prefer to pay with the traditional way. Other mobile payment systems like Google Wallet, using the digital prepaid card that can be recharged by transfer to make purchases. This is a project of the most ingenious, because it makes all banks belonging to users are compatible with the platform, and the different types of cards.
It is also unclear how iPhone send data to the transaction. The media and Wired Bloomberg suggest that Apple will use Touch ID, your fingerprint sensor, along with its new NFC chip to make purchases. But the truth is that, for now, we have nothing confirmed.
The multinational is at a perfect time to make your payment system via an iPhone. The company has millions of credit cards stored in iTunes files, as well as a large number of potential customers, as there are a lot of people using iOS as the operating system for their phones or tablets.
In recent years, Apple has filed many patents were related to mobile payment platform. One of them was published in January showed how protocols Bluetooth or NFC could be linked to a transaction while the data private be stored for user safety, the hardware of the device.
Anyway, we will leave doubts on September 9th, which is when this platform was presented to the public along with the iPhone 6.
Apple has reached a settlement with Visa and MasterCard to enable an iPhone payment system
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